StatementConverter
Audit-Ready (HMRC Standards)

Convert Monzo Bank
PDF to Excel

Forensic-grade extraction specifically optimized for UK bank layouts. Convert Monzo digital bank statements to Excel. Optimized for Monzo Trends and Tax exports.

FCA DATA STANDARDS BROWSER-ONLY SECURE XERO/SAGE READY

Security Status

Active Sandbox

Deploy Statements

Drag and Drop to Secure Port

Hardware AES-256
WASM V8 Runtime
Zero Network IO
HMRC & FCA Compliant

The Gold Standard for
UK Self-Assessment

Managing UK tax compliance requires high-fidelity data. Our engine is specifically engineered to handle the nuances of UK banking ledgers, ensuring your Excel outputs are ready for HMRC audit at any moment.

MTD Ready

Fully compatible with Making Tax Digital workflows.

Xero & FreeAgent

Perfectly formatted for direct import into UK accounting apps.

Accounting Integration

Xero / Sage100% MATCH
QuickBooks Online100% MATCH
FreeAgent (SME)100% MATCH

*StatementConverter is an independent tool and is not officially affiliated with HMRC or the listed software providers.

How to export Monzo Bank Statements

1

Open Monzo app > Tap account icon.

2

Select "Statement History" > "Export as PDF".

Password Policy

Generally not password-protected. Our tool unlocks statements locally in your browser memory; we never see or store your passcode.

UK Market FAQs

Why convert Monzo PDF to Excel instead of using Monzo's native CSV export?

Monzo's native CSV export covers transaction history but is not accepted as an official bank document by mortgage lenders, HMRC, letting agents, or visa processing centres. The PDF statement is the bank-certified record required for these formal purposes. StatementConverter turns this official PDF into a structured, accounting-ready Excel file — giving you both compliance documentation and a usable spreadsheet.

Does StatementConverter handle Monzo's merchant category tags?

Yes. Monzo PDFs include merchant category labels (e.g., 'Eating Out', 'Transport', 'Groceries') alongside each transaction. StatementConverter preserves these category descriptors in the description column of the Excel output, making it easy to sort or filter transactions by spending category for budgeting or expense analysis.

Can I use the Monzo Excel output for HMRC Self-Assessment?

Yes. Monzo customers who are sole traders or self-employed regularly use the StatementConverter Excel output to categorise business expenses for HMRC Self-Assessment SA103 supplementary pages. All transaction dates, merchant names, and amounts are preserved exactly as they appear in the original Monzo bank-issued PDF.

Does it support Monzo Business and Monzo Pro account statements?

Yes. Monzo Business and Monzo Pro PDF statements follow the same core layout as personal account statements. StatementConverter extracts all transactions — including Monzo Business Pots transfers, invoice payment references, and direct debits — into a structured Excel file suitable for business bookkeeping.

Is the output compatible with Xero, FreeAgent, or QuickBooks UK?

Yes. The CSV export from StatementConverter imports directly into Xero, FreeAgent, QuickBooks Online UK, and Sage. All are HMRC-recognised MTD-compatible platforms. Use the bank statement import feature and map the Date, Description, and Amount columns — no additional formatting required.

How many months of Monzo history can I convert in one session?

There is no hard limit. Monzo's PDF statements are generated per month — download each month's PDF individually from the Monzo app and convert them one at a time with StatementConverter. For a full year, process 12 PDFs across 12 sessions. There is no restriction on the total number of conversions.

Stop Manual Data Entry for Monzo Bank Statements

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