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StatementConverter

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India
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India has a diverse banking sector consisting of public sector, private sector, and digital-first banks. Most Indian banks provide PDF statements that are password-protected using a combination of the account holder's name and date of birth. Initializing Zero-Egress extraction protocol for India's leading financial formats.

Security Status

Active Sandbox

Deploy Statements

Drag and Drop to Secure Port

Hardware AES-256
WASM V8 Runtime
Zero Network IO

High-Precision Hubs.

Specialized Logic Engines

SBI Hub

Optimized for YONO PDFs.

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ICICI Hub

Fixes multi-line narrations.

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Axis Hub

Customer ID bypass logic.

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HDFC Hub

Credit Card statement support.

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Kotak Hub

CRN password troubleshooting.

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Accounting & Audit Integration Guide

Indian Financial Workflows & Compliance

1. TallyPrime & Tally ERP 9 Ledger Reconciliation

For Chartered Accountants and tax practitioners in India, converting PDF statements to Excel is only the first step. The ultimate goal is importing this data into TallyPrime or Tally ERP 9 for bank ledger reconciliation (BRS).

StatementConverter's coordinate engine structures date formats, credit/debit columns, and transaction narratives cleanly. Most importantly, it isolates complex Indian transaction strings (like UPI/31490218392/paytm@okaxis or IMPS/NEFT/RTGS reference numbers), preventing narration clogging in your Tally ledgers. This ensures seamless XML mapping and eliminates duplicate voucher entries.

2. RBI Data Sovereignty & ICAI Privacy Compliance

Uploading client financial statements to third-party cloud OCR tools (like DocuClipper or Lido) poses severe compliance risks. In India, the Reserve Bank of India (RBI) enforces strict data localization and security guidelines. Furthermore, under the **ICAI Code of Ethics**, Chartered Accountants must maintain absolute confidentiality of client financial records.

StatementConverter solves this compliance challenge by executing 100% locally in your browser via WebAssembly (Wasm). No files, passwords, or transaction records are ever transmitted to a server. This absolute data insulation satisfies RBI sovereignty guidelines and ICAI security mandates, making it the only audit-safe converter.

3. GST Reconciliations & Income Tax Form 3CD Audits

During tax audit season, matching bank statements with Form 26AS, the Annual Information Statement (AIS), and GST inputs is time-consuming. Merging multi-month PDFs manually leads to human error and unbalanced sheets.

Our Batch & Merge pipeline allows you to process entire fiscal year bank statements concurrently. The resulting Excel spreadsheet features fully structured rows, enabling quick Excel VLOOKUP or INDEX-MATCH checks against your GSTR-2B or purchase registers, expediting Form 3CD reporting and tax return validation.

4. Indian Bank Password Reference Chart

Indian banks protect PDF statements with custom credential formulas. Refer to the table below to unlock your statements locally in the converter interface:

Bank NameStandard Password Formula & Example
State Bank of India (SBI)YONO PDF: First 4 letters of name in lowercase + @ + Last 4 digits of registered mobile number (e.g. john@8901).
NetBanking PDF: Your 11-digit registered mobile number.
HDFC BankCredit Card: First 4 letters of name in UPPERCASE + Last 4 digits of card number (e.g. RAHU5678).
Savings / Current: Your 9-digit Customer ID.
ICICI BankSavings: First 4 letters of name in lowercase + Date & Month of Birth (DDMM) (e.g. john1508).
iMobile App: The 4-digit PIN set during statement export.
Axis BankSavings: First 4 letters of name in UPPERCASE + 9-digit Customer ID (e.g. RAHU123456789).
Credit Card: First 4 letters of name in UPPERCASE + Date & Month of Birth (DDMM) (e.g. RAHU1508).
Kotak Mahindra BankMaster: Your 8 or 9-digit Customer Relationship Number (CRN) (e.g. 87654321). Send SMS CRN to 9971056767 to retrieve.
Indian Overseas Bank (IOB)NetBanking Download: Your full 15-digit account number.
e-Statement (Email): First 4 digits of Customer ID (CIF) + Last 4 digits of mobile number (e.g. 12343210).
IDBI BankSavings / Current: Your Customer ID (CIF ID).
Credit Card: First 4 letters of name in UPPERCASE + Date & Month of Birth (DDMM) (e.g. RAHU1508).
Central Bank of IndiaMaster: CustomerID@DDMMYYYY (e.g. 987654321@01011990).

Regional Registry.

All Supported India Institutions

HDFC Bank

Convert HDFC Bank savings, current, and credit card PDF statements to Excel/CSV securely. Ideal for tax filing, business accounting, and BRS integration.

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HDFC_BANK

State Bank of India

Convert SBI savings, current, and YONO app statements to Excel/CSV securely. Optimized for high-volume transactions and seamless Tally/Zoho BRS mapping.

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SBI_BANK

ICICI Bank

Convert ICICI Bank savings, current, and corporate PDF statements to Excel or CSV. Optimized to handle column bleed and multi-line descriptions with zero data egress.

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ICICI_BANK

Axis Bank

Convert Axis Bank savings, current, and credit card PDF statements to Excel or CSV. Optimized for high-density corporate accounts and Tally/Zoho BRS mapping.

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AXIS_BANK

Kotak Mahindra Bank

Convert Kotak 811 and Savings account statements to Excel.

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KOTAK_BANK

Indian Overseas Bank

The definitive IOB bank statement to excel converter. 100% client-side, secure extraction for IOB Connect and mConnect statements.

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IOB_BANK

IDBI Bank

Convert IDBI Bank savings, current, and credit card statements to Excel securely. Handles bifurcated password protocols with client-side decryption.

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IDBI_BANK

Central Bank of India

Securely decrypt and convert Central Bank of India statements to Excel. Optimized for the complex alphanumeric password syntax.

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CENTRAL_BANK_OF_INDIA

Indian Bank

Convert Indian Bank (including legacy Allahabad Bank) PDF statements to Excel. Supports IndOASIS and NetBanking downloads.

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INDIAN_BANK

UCO Bank

Export UCO Bank transactions to Excel from UCO mBanking Plus app exports.

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UCO_BANK

Bank of Maharashtra

Convert Bank of Maharashtra Zen Life app statements to Excel instantly.

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BANK_OF_MAHARASHTRA

Punjab & Sind Bank

Precise extraction for Punjab & Sind Bank UnIC statements. Distinguishes accurately from PNB formats.

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PUNJAB_AND_SIND_BANK

RBL Bank

Convert RBL Bank MoBank 2.0 statements to Excel. Optimized for case-sensitive alphanumeric passwords.

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RBL_BANK

Bandhan Bank

Convert Bandhan Bank PDF statements to Excel offline. Security-first extraction via local WebAssembly with no server uploads.

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BANDHAN_BANK

Karnataka Bank

Convert KBL mPassBook and Mobile Plus statements to Excel spreadsheets offline. Security-first extraction via local WebAssembly.

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KARNATAKA_BANK

Punjab National Bank

Convert Punjab National Bank PDF statements to Excel offline. Security-first extraction via local WebAssembly with no server uploads.

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PNB_BANK

Bank of Baroda

Convert Bank of Baroda PDF statements to Excel offline. Security-first extraction via local WebAssembly with no server uploads.

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BOB_BANK

Canara Bank

Convert Canara Bank PDF statements to Excel offline. Security-first extraction via local WebAssembly with no server uploads.

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CANARA_BANK

Union Bank of India

Convert Union Bank of India PDF statements to Excel offline. Security-first extraction via local WebAssembly with no server uploads.

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UNION_BANK_OF_INDIA

IndusInd Bank

Convert IndusInd Bank PDF statements to Excel offline. Secure extraction via local WebAssembly without server uploads.

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INDUSIND_BANK

Yes Bank

Convert Yes Bank PDF statements to Excel offline. Secure extraction via local WebAssembly without server uploads.

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YES_BANK

Federal Bank

Convert Federal Bank PDF statements to Excel offline. Secure extraction via local WebAssembly without server uploads.

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FEDERAL_BANK

IDFC First Bank

Convert IDFC First Bank PDF statements to Excel offline. Secure extraction via local WebAssembly without server uploads.

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IDFC_BANK

AU Small Finance Bank

Convert AU Small Finance Bank PDF statements from the AU 0101 app to Excel offline. Secure WebAssembly extraction with no server uploads.

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AU_SMALL_FINANCE_BANK

South Indian Bank

Convert South Indian Bank (SIB Mirror+) PDF statements to Excel. Supports local WASM processing for data privacy.

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SOUTH_INDIAN_BANK

Karur Vysya Bank

Convert Karur Vysya Bank (KVB) DLite app statements to Excel securely.

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KARUR_VYSYA_BANK

City Union Bank

Convert City Union Bank (CUB) statements to Excel spreadsheets.

Supported offline
CITY_UNION_BANK

Equitas Small Finance Bank

Convert Equitas Small Finance Bank statements to Excel format.

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EQUITAS_SMALL_FINANCE_BANK

Ujjivan Small Finance Bank

Convert Ujjivan Small Finance Bank statements to Excel spreadsheets.

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UJJIVAN_SMALL_FINANCE_BANK

Jammu & Kashmir Bank

Convert J&K Bank PDF statements to Excel. Supports local processing for maximum privacy.

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JK_BANK

Dhanlaxmi Bank

Convert Dhanlaxmi Bank statements to Excel spreadsheets securely.

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DHANLAXMI_BANK

Compliance Architecture

In India, financial privacy is strictly governed by the Reserve Bank of India (RBI). Our zero-egress architecture exceeds standard compliance by ensuring data never transits the network layer.

Regulator Perspective

"The RBI regulates the Indian banking system and sets guidelines for digital payment security and data privacy."

Visit Reserve Bank of India (RBI) Terminal

Sovereignty Matrix

  • Zero-Upload
  • Local Decryption
  • Memory Isolation

Intelligence Archive (FAQs)

Yes. StatementConverter processes your Indian bank statements entirely within your browser using WebAssembly technology. The PDF never leaves your device — no file is uploaded to any server, no data is stored, and no account is required. This zero-data-retention model fully complies with RBI guidelines on customer data privacy.
All major Indian bank PDF password formats are supported. For example: HDFC Bank uses your 9-digit Customer ID; SBI uses the last 5 digits of your mobile number + Date of Birth in DDMMYY format (e.g., 12345010190); ICICI uses the first 4 letters of your name (lowercase) + DDMM of birth (e.g., rahu0501); Axis Bank uses the first 4 letters in UPPERCASE + last 4 digits of Customer ID. Enter the password directly into the converter and it is used only for local decryption.
Yes. The structured Excel output from StatementConverter is widely used as supporting documentation for ITR (Income Tax Return) filing in India. The output preserves all original transaction dates, descriptions, and amounts in a clean, sortable format that accountants and tax professionals can verify against Form 26AS and AIS data.
Yes. Banks and NBFCs typically require 6–12 months of bank statements for home loan applications. StatementConverter produces an Excel output that retains the opening balance, closing balance, and every transaction row — meeting the documentation requirements of SBI Home Loans, HDFC Ltd, LIC HFL, and most other Indian lenders.
Indian bank PDFs (especially from Kotak, Axis, and ICICI) frequently wrap a single transaction description across two or three lines, causing standard converters to produce duplicate or split rows. StatementConverter's Smart Cleave engine automatically detects line-continuation patterns and merges them into a single, clean Excel row — no manual editing required.
Yes. The CSV output from StatementConverter is directly importable into Tally ERP 9 and Tally Prime using the standard data import feature. For Tally XML voucher format, enable Professional Mode from the converter settings. The tool also supports exports compatible with Busy Accounting, Zoho Books, and QuickBooks India.
Yes. StatementConverter handles all major Indian account types — savings accounts, current accounts, NRE (Non-Resident External), NRO (Non-Resident Ordinary), and FCNR accounts. The column structure of the output adapts automatically based on the statement layout detected in the PDF.
StatementConverter supports 28+ Indian banks including HDFC Bank, State Bank of India (SBI), ICICI Bank, Axis Bank, Kotak Mahindra, Punjab National Bank, Bank of Baroda, Canara Bank, IndusInd Bank, Yes Bank, Federal Bank, IDFC First Bank, AU Small Finance Bank, and all major public sector and private sector banks. For unlisted banks, the universal engine handles any structured PDF table.