Europe
Intelligence.
The European banking system is highly integrated under SEPA and GDPR, providing some of the most structured and secure financial data in the world. Initializing Zero-Egress extraction protocol for Europe's leading financial formats.
Regional Registry.
All Supported Europe Institutions
Deutsche Bank
Convert Deutsche Bank statements to Excel. Supports local German and international formats.
BNP Paribas
Convert BNP Paribas statements to Excel.
ING Bank
Convert ING Bank statements to Excel.
Rabobank
Convert Rabobank statements to Excel.
Credit Suisse
Convert Credit Suisse statements to Excel.
N26
Convert N26 digital bank statements to Excel.
Compliance Architecture
In Europe, financial privacy is strictly governed by the European Central Bank (ECB). Our zero-egress architecture exceeds standard compliance by ensuring data never transits the network layer.
"The ECB manages the euro and frames EU economic & monetary policy."
Sovereignty Matrix
- Zero-Upload
- Local Decryption
- Memory Isolation
Intelligence Archive (FAQs)
Is StatementConverter GDPR compliant for European bank statement processing?
Yes. StatementConverter is fully compliant with the EU General Data Protection Regulation (GDPR) because your bank statement PDF is never uploaded to any server located inside or outside the EU. All processing runs locally within your browser using WebAssembly technology. No personal financial data is collected, retained, or processed by our infrastructure — satisfying GDPR's core principles of data minimisation, purpose limitation, and storage limitation.
Which European banks are supported?
StatementConverter supports major European banks including Deutsche Bank (Germany), BNP Paribas (France), ING Bank (Netherlands), Rabobank (Netherlands), Credit Suisse (Switzerland), and N26 (Germany/EU). For unlisted national banks or savings institutions across EU member states, the universal extraction engine handles any structured European PDF statement layout.
How does StatementConverter handle SEPA transaction formats?
SEPA Credit Transfer and SEPA Direct Debit entries appear in European bank statements with structured reference fields including the Creditor ID, Mandate Reference, and End-to-End ID. StatementConverter preserves these SEPA-specific reference fields in the Excel output, making it straightforward to reconcile payments against invoices and mandate records.
Does it support EUR and multi-currency European bank statements?
Yes. Most European bank statements are denominated in EUR, but cross-border accounts frequently include transactions in GBP, CHF, USD, and other currencies. StatementConverter preserves the original currency and amount for every transaction row — including FX conversion entries — exactly as they appear in the PDF.
Can I use the Excel output for VAT return preparation in Europe?
Yes. StatementConverter is used by European bookkeepers, accountants, and finance teams to quickly categorise bank transactions for VAT returns filed with national tax authorities (e.g., Finanzamt in Germany, DGFiP in France, Belastingdienst in the Netherlands). The structured Excel output integrates with Datev (Germany), Coda (Belgium), and other European accounting systems via CSV import.
Are IBAN and BIC numbers preserved in the Excel output?
Yes. IBAN (International Bank Account Number) and BIC/SWIFT codes from European bank statement headers and transaction references are preserved exactly as they appear in the original PDF. StatementConverter's Institutional Float Protection feature prevents Excel from converting long IBAN strings into scientific notation — a critical issue when IBANs are used as lookup keys in reconciliation workflows.
Does the language of a European statement (German, French, Dutch) affect extraction accuracy?
No. StatementConverter's extraction engine works at the structural level — identifying table boundaries, column separators, and numeric patterns — rather than relying on keyword matching in any specific language. German Kontoauszug PDFs, French relevé de compte PDFs, and Dutch rekeningafschrift PDFs are all processed with equal accuracy regardless of column header language.
Why use PDF conversion when Open Banking (PSD2) is available in Europe?
PSD2 Open Banking APIs provide real-time data for recent transactions, but they typically have a 90-day lookback limit and require explicit account linking through third-party TPPs (Third Party Providers). PDF bank statements remain the only reliable source for historical data beyond 90 days, official audit documentation, and mortgage or visa applications requiring bank-certified records.